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again. When I first contacted AFNI the woman I spoke with told me that I was irresponsible for not paying my bills, but this wasn't even my debt.

It was my husband's debt which was from 2003 and we never met until 2007. How dare this woman tell me I am irresponsible! I don't have any collection accounts and this woman does not know me. I proceeded to tell her that she has is rude and unprofessional and then I hung up.

The second time I called I got another rude customer service agent who told me that I cuss too much and they wouldn't talk to me so I finally got a manager on the phone who actually helped me. Go figure, I want to get a debt paid and this is how I am treated. Anyway I paid the debt but I checked on hubby's credit and this account is under dispute. Well I guess AFNI decided to put this account into dispute even though I never disputed it.

So when I called to discuss this the man tells me that when I called before I told them that, "I didn't care about my husband's credit and we didn't know what this debt was." What? Are you serious? How unprofessional! Once again!

I never said that, I simply told the first woman I had no control over my husband when this debt occurred because we didn't know each other at the time. Unreal! I hate AFNI! AFNI gets my blood boiling every time I have called them because of the rude and snide comments that come from their mouths which set me off.

What am I supposed to do, sit on the line and let them berate me? No I am going to stand up for myself.

If I didn't care about my husband's debt I would never have paid AFNI!

Location: Concord, California

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